Buy Food, Pay Later
in Nigeria, 0% Interest
Rice, beans, garri, cooking oil and more delivered in bulk. Pay 50% today, the remaining 50% over 2 months. Transparent pricing, no hidden charges.
Pay in 3 easy payments · Sign in
Civil servant salary deduction plan available for Oyo State, other states coming soon
As Featured In
The partnerships we have made will help us to scale our operations rapidly. Our partnership with First Bank reduces our exposure to risk as the bank takes on the responsibility of providing the funds, creditworthiness assessment, recollection and reconciliation of loans.
How It Works
Choose Your Items
Browse quality food products and fill your cart with bulk packs.
Pay 50% Today
Pay half the order total securely via Paystack (card) or Fincra salary deduction (civil servants). Order confirmed instantly.
Pay the Rest Later
The remaining 50% splits into 2 equal payments at 30 and 60 days.
Shop by Category
Why Nigerians Choose FoodBank.ng
FoodBank.ng is Nigeria's leading platform to buy food and pay later. Whether you need to stock up on rice, beans, garri, groundnut oil, or other staples, you can shop now and spread the cost over two months with 0% interest and no hidden fees. It is the easiest way to buy food on credit in Nigeria without visiting a moneylender or taking an expensive loan.
Our food BNPL (Buy Now, Pay Later) plan works simply: pay 50% at checkout, then two equal installments at Day 30 and Day 60. You see the full repayable amount before you confirm no surprises. Available in Ibadan, Lagos, Abuja, Kano, Port Harcourt, and 13 other Nigerian cities.
Civil servants in Oyo State get an even better deal: a salary-deducted food credit plan where repayments are automatically collected on the 26th of each month from your salary. No collateral, no guarantor. Just apply online in minutes.
Frequently Asked Questions
How do I buy food on credit in Nigeria?
Sign up on FoodBank.ng, fill your cart with food items, and pay 50% at checkout. The remaining 50% is split across 2 equal monthly installments at Day 30 and Day 60. You see the full repayable amount before you confirm no surprises.
Is there a food BNPL app in Nigeria?
Yes FoodBank.ng is Nigeria's dedicated food BNPL (Buy Now, Pay Later) platform. You can buy rice, beans, garri, cooking oil, and other staples now and pay over 2 months with 0% interest. No collateral required.
Is FoodBank.ng available for civil servants?
Yes. Oyo State civil servants can apply for salary-deducted food credit. Pay 50% upfront today, then the remaining 50% is collected via 2 monthly salary deductions on the 26th. No guarantor or collateral required.
What is the total cost of a BNPL food order?
FoodBank.ng charges a transparent service fee 10% for civil servants and 15% for open-market shoppers on the credit portion only. You see the exact total before you confirm. No hidden charges, no interest on top.
How is FoodBank.ng different from a food loan?
Unlike a food loan that gives you cash, FoodBank.ng lets you buy specific food items in bulk directly. You pay 50% now and the rest over 2 months. There's no cash disbursed your order is confirmed instantly and delivered to you.
What cities is FoodBank.ng available in?
FoodBank.ng delivers across Nigeria including Ibadan, Lagos, Abuja, Kano, Port Harcourt, Enugu, Kaduna, Benin City, Ilorin, Abeokuta, Warri, Owerri, and more. New cities are added regularly.
Ready to Feed Your Family?
Join thousands of Nigerian families who shop smarter with FoodBank.ng.
Create Free Account